Firstly, you have to choose the type of vehicle you are looking for. We can narrow down dealerships that offer the type of car you have chosen to get financing for. Take note that you are not locked into this type of vehicle as a final decision, but rather it aids us in identifying your particular needs in a vehicle. It also outlines what kind of monthly payments you are able to afford.

After you have chosen the type of vehicle you are looking for, it's time to fill out our online application form. We are looking for some basic information here, employment, address and some contact information. The details you provide us with will help determine which vehicle will coincide with your budget. We may have to contact you directly at this point for additional information to proceed with your application. After we asses your vehicle needs and financial criteria, we are able to better gauge which vehicle would be suitable for you.

Once the first two steps have been completed, we can then direct you to a certified dealer partner of ours, who will then go over your vehicle options based on what you can afford for monthly payments. You can at this point expect to be contacted by our partner dealer who can now present you with the best offer for a vehicle suited for you. At TDot Car Loans we don't think bad credit should dictate your specific financing needs. We will go to great lengths to find you a simple avenue in achieving your loan, stress free.